Saving Too Much Can Sometimes Be Expensive

Posted on 13. Nov, 2020 by in Budget, Customers, Family, Small Business Tips, Spending

When it comes to money topics, you’re always hearing how to save more. But even with the best of intentions, you can run into trouble when you try to save too much. Here are four ways that savings can get in your way and how you can correct them. Savings that turns into spending. Buying something […]

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Find a Budget Method That Works

Posted on 29. Sep, 2020 by in Budget, Customers, Employees, Family, Managing Finances, Small Business Tips, Spending

Which unique method of budgeting will work for you? You have your own unique personality, preferences and lifestyle. Likewise, how you manage and organize your finances can have its own personality, including how you budget. Here are five different methods of budgeting, each with a distinct way of helping you organize your spending and finances. […]

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Great Tips to Improve Your Credit Score

Posted on 22. Sep, 2020 by in Cashflow, Credit Report, Managing Finances, Small Business Tips

You’re ready to take out a loan to buy a house, a car or get a credit card. You fill out the application and wait to hear from your bank on its decision to loan you the money. And then you get the dreaded phone call. Your credit score wasn’t high enough to approve the […]

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Build a Fortress Defense for PPP Loan Forgiveness

Posted on 26. Aug, 2020 by in COVID-19, IRS, Managing Finances, Small Business Tips

More than 70% of small businesses in America now have loan proceeds from the Paycheck Protection Program (PPP) to help retain employees during the current pandemic. The entire amount of a PPP loan is eligible to be forgiven if the funds are used for qualified expenses. Recent legislation liberalizes the terms of loan forgiveness for […]

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High School Students! Here’s How You Can Make College More Affordable.

Posted on 24. Aug, 2020 by in Budget, Children, Family, Managing Finances, Misc. Articles

Students can earn college credits while still in high school With the cost of college rising rapidly, it can be overwhelming to think about how to pay your way through school for either yourself or your kids. Fortunately, saving hundreds, even thousands, is possible. Teenagers can help keep down the cost of their future college […]

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Will That Be Cash or Barter?

Posted on 11. Aug, 2020 by in Budget, Misc. Articles, Small Business Tips, Spending

How swapping products and services could benefit your business Bartering, the act of trading goods or services with other goods or services instead of money, is more popular than ever. With high unemployment rates and cash flow being stressed, bartering is a good way to create value for your business. The new world of bartering […]

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How Stay-at-Home Orders Change Money Habits

Posted on 05. Aug, 2020 by in Budget, Charitable Contributions, Charitable Giving, Managing Finances, Small Business Tips, Spending

The most fruitful periods of growth often happen when they are the least expected. Teachers and parents call them teachable moments. By reflecting on how you handle the situation, you can learn a lot about yourself. The disruption caused by this year’s pandemic is a massive teachable moment for all of us regarding money. Here […]

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Ideas to Help Make Payments During Tough Times

Posted on 20. May, 2020 by in Budget, COVID-19, Managing Finances, Small Business Tips

If you’ve been recently laid off, here’s how you can get some quick cash to help pay your bills. You’re not alone in trying to navigate the financial uncertainty during the coronavirus pandemic. Millions of American workers who lost their paycheck because of COVID-19 need to find creative ways to pay bills. Here are 6 […]

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New Rules Mean Saving More for Retirement

Posted on 27. Feb, 2020 by in Managing Finances, Misc. Articles, Retirement Accounts, Tax Tips

The Setting Every Community Up for Retirement Enhancement Act, also known as the SECURE Act, was passed by Congress in late December 2019. Here are some of the features in the new legislation that will help you save more for retirement: Money can continue to grow tax deferred If you turn 70½ in 2020 or […]

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Make Your Cash Worth More

Posted on 16. Jan, 2020 by in Cashflow, Managing Finances, Misc. Articles, Small Business Tips

Your cash is parked. Do you know if it’s making or losing you money? For instance, letting it sit in a non-interest-bearing account is a waste of earnings potential. It’s actually losing money if you factor in inflation! Here are some ideas to help you make the most of your banked cash: Understand your bank […]

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